Job objectives
Create high quality credit risk assets for the bank and minimise the incidence of non-performing loans for the bank and increase the bank’s financial performance by creating profitable credit risk assets.
Duties & responsibilities (1)
- Recommend for approval facilities, risk mitigating factors, structures, terms and conditions for the bank’s credits after appropriate analysis.
- Evaluate third-party risk analysis of credits and make appropriate recommendations.
- Oversee post-approval assessment of credit facilities and initiate appropriate follow-up action
- Ensure that all credit requests comply with the bank’s credit policy and procedure.
- Ensure that relevant credit approval procedure and processes are complied with at all times
- Effectively coordinate the activities of the members of the department to ensure that performance targets are achieved
- Train credit analyst to enhance their skills and knowledge of relationship officers/managers through participation in the training and personal developments
Duties & responsibilities (2)
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- Review deal memos and product programs and offer relevant advice based on detailed analysis
- Develop and improve the quality of credit presentation/submission in the bank
- Prompt rendition of daily, weekly and monthly performance returns of the department to the CCO
- Carry out other assigned tasks by the country CEO
Key competency requirements
Knowledge
- Financial accounting
- Credit analysis and risk assessment
- Good knowledge of the country economics and market dynamics
- Good knowledge of the bank’s policies and procedures
- Good knowledge of credit products
Quality/Competencies
- Good analytical skills
- Excellent writing skills, good presentation skills
- Good interpersonal skills
- Strong team player and excellent organization skills
- Attention to details & good communication skills
How to apply
Send your resume and cover letter no later than samedi 12 juin 2022 to the email address : hcmubachad@ubagroup.com
NOTE : Advertised for chadian nationality only
N.B: Ne payez aucun frais pour obtenir un emploi
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