UBA Cameroon is recruiting a CREDIT CONTROL TEAM MEMBER – CEMAC HUB.
- Job Title: CREDIT CONTROL TEAM MEMBER – CEMAC HUB
- Department: Risk Management
- Reporting Line: Team Lead, Credit Control
- Location: Douala
- Number of Openings: 04
Duties and Responsibilities:
- Ensure that approved credit facilities align with the bank’s policies and regulatory requirements.
- Verify that credit approvers adhere to the credit signing limits outlined in the bank’s credit policy.
- Review all pre-disbursement and collateral conditions to ensure compliance prior to releasing funds or issuing bonds, guarantees, or ISPOs.
- Process deferral and waiver requests, ensuring proper approvals are obtained to address any documentation gaps.
- Issue bonds, guarantees, and ISPOs in accordance with approvals.
- Perform other duties as assigned by Management.
Key Performance Indicators (KPIs):
- Quality of Credit Review: Ensuring thorough and accurate credit reviews.
- Timely and Accurate Pre-disbursement Review: Guarantee all loans are reviewed and processed efficiently.
- Risk Awareness: Promote risk awareness across the bank through targeted campaigns on credit documentation.
- Regulatory Compliance: Ensure full compliance with all regulatory frameworks, avoiding penalties or infractions.
- Achieve a Non-Performing Loan (NPL) Ratio of less than 3%.
- Maintain zero infractions related to external audits or regulatory reviews on credit risk management.
- Timely Reporting: Deliver management reports promptly and accurately.
- Ensure that all conditions precedent, as per policy and regulatory guidelines, are fully satisfied before loan disbursement.
- Issuance of CACOMS and conveyance of approvals in line with approved terms.
- Issue bonds and guarantees following the approved terms and conditions.
Minimum Education Qualifications:
- University degree (BA in Law, LLM, MBA, MSc, MA, ML).
- Professional qualifications are an advantage.
Work Experience:
- Legal documentation and/or Credit Risk Management experience.
Key Competencies:
Knowledge:
- In-depth understanding of Credit Risk Management.
- Expertise in reviewing Legal Documentation.
- Strong knowledge of the bank’s products, services, and processes.
- Familiarity with the regulatory environment.
- Practical knowledge in Credit Analysis and Credit Risk Management.
- Extensive understanding of the bank’s credit policies.
- Knowledge of Central Bank policies and regulations and their impact on the business environment.
- Familiarity with International Financial Reporting Standards (IFRS).
- Ability to translate business needs into operational actions.
- Sound understanding of Banking Laws and regulations.
- Strong grasp of macroeconomic environments.
Skills and Competencies:
- Strong conceptual and analytical skills.
- Excellent interpersonal and communication abilities.
- Exceptional attention to detail.
- Ability to work effectively under pressure.
- Demonstrated initiative and proactivity.
- Strong interpersonal skills to foster collaboration.
How to Apply:
Interested candidates should submit their resume and a cover letter to hcmrecruitcameroon@ubagroup.com with the subject line “CREDIT CONTROL OFFICER – CEMAC HUB” no later than September 29, 2024.
Note: Only shortlisted candidates will be contacted for interviews.
UBA Cameroon is committed to ensuring meritocracy and inclusiveness. The recruitment process will not discriminate based on race, color, ethnicity, gender, marital status, disability, religion, or age.
If you do not receive a response within one month of this publication, please consider your application unsuccessful at this time.
